Banks, Credit and Loans Module

Credit can be a powerful tool, but only if you know how to use it wisely. Many young people take on loans or credit without fully understanding the risks, leading to financial stress and debt traps. Our Credit, Banks & Loans Module teaches students how banks operate, how credit works, and how to borrow wisely. Through interactive activities, they’ll learn to distinguish between good and bad loans, helping them make smart financial choices for the future.

Key Learning Outcomes

  • Understand how banks work and how they make money

  • Learn how credit works and why it affects financial opportunities

  • Explore different types of loans and how to borrow responsibly

  • Recognize the consequences of debt and how to avoid financial traps

  • Participate in activities comparing good vs. bad loans

A person in a white shirt is standing in front of a whiteboard, gesturing while holding a marker. They appear to be giving a presentation or teaching in a modern room with a visible ceiling and overhead lighting.

Our Approach

  • Real-World Applications: Breaking down how banks and credit impact daily life

  • Decision-Making Activities: Students analyze different loan options to determine the best financial choices

  • Debt Awareness: Exploring real-life consequences of borrowing without a plan

  • Clear & Practical Guidance: Simple explanations of credit scores, interest rates, and responsible borrowing

Session Details

Our sessions are flexible and tailored to fit your school's needs. We offer everything from full-year group workshops to individual classroom sessions.

Each module runs between 45 minutes to 1 hour, depending on your timetable.